So the scan that started (and continues) with CitiBank and its use in Russia, Canada, and the UK is now thought to be much more far reaching than originally anticipated or believed. Bad news...

But Citibank is only the tip of the iceberg, said Avivah Litan, a Gartner research vice president. The scam -- and scandal -- has hit national banks like Bank of America, Wells Fargo, and Washington Mutual, as well as smaller banks, including ones in Oregon, Ohio, and Pennsylvania, all of which have re-issued debit cards in recent weeks.